Smart Credits

Smart Credits are Nifty's currency for AI-powered features. Your plan includes a monthly allocation, and certain actions consume credits.

Where to find it

Go to Settings → Subscription and scroll to the Smart Credits section.

Each batch of credits you hold appears on its own line, showing how many remain out of the original amount (for example, 900 remaining of 1000):

• Monthly credits come with your subscription. The Renews date next to them is your billing date, when the balance resets to your plan's full allocation.

• Purchased credits are packs you've bought. The Expires date shows when any unused credits in that pack expire.

Credit history

Below your balance, the Usage section breaks down your credit activity one calendar month at a time. For the selected month you'll see:

• A summary of how many credits were added and used, with a bar showing which features used them (for example, AI listing generation vs. Advanced image edits).

• A transaction list of every credit movement, newest first. Monthly credits, purchases, and bonuses appear as positive amounts, and each AI action as a negative amount. If an action fails, its credits are refunded automatically and the entry shows Refunded.

What uses Smart Credits

Action	Credit cost
AI Listing Generator	1 credit per generation
Bulk Crosslisting	1 credit per item
Background removal	1 credit per photo
Advanced image edits	5 credits per photo (edits can be combined)
Ask Otto	Based on usage (after free tier)

Note: No Smart Credits are used when syncing your inventory or performing basic listing management tasks.

Monthly allocations by plan

Plan	Credits per month
Crosslisting Plus and Bundle Plus	500
Crosslisting Pro and Bundle Pro	1,000
Automation plans	No Smart Credits (AI features not included)
Free trial	50 credits for the trial period

Monthly credits reset on your billing date each month. Unused monthly credits do not roll over.

Getting more credits

If you use all your Smart Credits, AI features become unavailable until you have credits again. You can either:

• Wait for your subscription to renew: Your monthly credits automatically replenish on each renewal. The renewal date is shown next to your Monthly credits.

• Buy more immediately: Click Buy more in the Smart Credits section. Packs are 200 credits for $5. Purchased credits are separate from your subscription and expire after 90 days.

You can still create listings manually and use all non-AI features.