# Smart Credits

**Smart Credits** are Nifty's currency for AI-powered features. Your plan includes a monthly allocation, and certain actions consume credits.

### Where to find it

Go to Settings → [**Subscription**](https://app.nifty.ai/settings/subscription).

As you use **Smart Credits**, the progress bar fills with purple. The number on the right shows exactly how many you've used so far (for example, `150/500 used`).

<figure><img src="/files/HrXZQQZNCY85BOVtCgbV" alt=""><figcaption></figcaption></figure>

### What uses Smart Credits

| Action                                                                                 | Credit cost                      |
| -------------------------------------------------------------------------------------- | -------------------------------- |
| [AI Listing Generator](/crosslisting/ai-listing-generator.md)                          | 1 credit per generation          |
| [Background removal](/crosslisting/photo-editing-and-management.md#background-removal) | 1 credit per photo               |
| [Ask Otto](/otto/ask-otto.md)                                                          | Based on usage (after free tier) |

{% hint style="info" %}
**Note:** No **Smart Credits** are used when syncing your inventory or performing basic listing management tasks.
{% endhint %}

### Monthly allocations by plan

| Plan                                      | Credits per month                               |
| ----------------------------------------- | ----------------------------------------------- |
| **Crosslisting Plus** and **Bundle Plus** | 500                                             |
| **Crosslisting Pro** and **Bundle Pro**   | 1,000                                           |
| **Automation** plans                      | No **Smart Credits** (AI features not included) |
| Free trial                                | 50 credits for the trial period                 |

Credits reset on your billing date each month. Unused credits do not roll over.

### Getting more credits

If you use all your **Smart Credits**, AI features become unavailable until you have credits again. You can either:

* **Wait for your subscription to renew:** Your credits automatically replenish with each renewal. You can find your renewal date [above your Smart Credit usage](#where-to-find-it).
* **Buy more immediately:** **Smart Credits** are available in packs of 200 for $5. Purchased credits are separate from your subscription and expire after 90 days.

You can still create listings manually and use all non-AI features.

<figure><img src="/files/OQAOtCa6phoxCnvHGC7Y" alt=""><figcaption></figcaption></figure>


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