Bank imports

Connect your bank through Plaid to automatically import transactions into Nifty's Expenses.

Bank imports are available to US users on Crosslisting Pro or Bundle Pro. Eligibility is based on the country set in your Nifty account. For help or feedback, contact [email protected].

Where to find it

Go to Settings → Bank Accounts.

Banks and accounts

A bank connection can include several accounts, such as checking, savings, or a credit card. You choose which accounts import transactions.

You can connect up to two banks and import from up to two accounts total. For example, you can import from two accounts at one bank, or one account at each of two banks.

Only supported US banks and credit cards are available.

One bank connection can include several accounts. Turn on importing for the accounts you want to use.

Start importing

1. Click Connect Bank. If you've already connected a bank, click Connect to a new bank.

2. Follow the Plaid prompts to connect your bank.

3. Turn on the switch next to an account you want to import from.

4. Choose a Start date, then click Import Transactions.

Choose how far back to import transactions for each account.

You can choose a start date up to two years ago. The amount of history available depends on your bank. Choose a date that avoids overlapping with expenses you've already entered or imported from a spreadsheet.

Nifty checks for new transactions automatically. Your first import and later updates may take time to appear, depending on your bank.

Review imported expenses

Go to Analytics → Expenses.

Imports follow your chosen start date and include personal purchases as well as business transactions. Review the descriptions and categories, delete expenses that don't belong in your business records, then mark the remaining expenses as reviewed.

Imported expenses can affect your reports before you mark them as reviewed.

Use Filter by source to find transactions from a particular account and Filter by reviewed to find expenses you haven't checked yet. Pending transactions can't be edited or marked as reviewed until they're finalized.

Manage imports

In Settings → Bank Accounts:

• Change the start date — Click the date beside Importing from.

• Stop importing — Turn off the account's switch, then click Stop Importing.

• Disconnect a bank — Click Delete on the bank connection to stop imports from all its accounts.

Changing the start date, stopping imports, or disconnecting a bank keeps previously imported expenses in Nifty.